|
| |
Are
fixed rate home loans really fixed? |
|
| |
Once you decide to avail a home loan, the next thing that storms your brain is choosing between fixed and floating rate of interest. And here is where you are caught in a catch 22 situation.
Read
More |
|
|
| |
What bankers do not discuss? |
|
| |
Taking a home loan has become easier. Enticing advertisements and easy installment plans may be tempting you to avail a loan every now and then.
Read
More |
|
|
| |
Must read on Home Loan Balance Transfer |
|
| |
Home loan industry in India has come of ages. All the major public and private sector banks are now offering the option of 'Balance Transfer' on housing loans.
Read
More |
|
|
| |
Will interest rates on home loans come down? |
|
| |
The heat of increasing interest rate on home loans has been felt by most home loan borrowers in the recent past. Then, the stringent monetary rules by the RBI left many borrowers see their financial burden increased by as much as 25%.
Read
More |
|
|
| |
How
to Choose the Best Home Loan Lender |
|
| |
Buying a home loan can seem
complicated but if you go systematically, you
will soon be holding the keys to your own home.
Read
More |
|
|
| |
Manage
Soaring Interest Rates on Home Loans |
|
| |
Shifting from floating home
loan rate to fixed is not advisable as there are
not many banks that offer genuine fixed rate loans
anyway. Read
More |
|
|
| |
Should
You Prepay Your Home Loan? |
|
| |
Banks increased the rate on
home loans three to four times in the one and
a half years. Now, the borrowers are feeling the
heat of increased rate of interest. Read
More |
|
|
| |
Pros
and Cons of Reverse Mortgage Loan Scheme |
|
| |
Reverse Mortgage Loan (RML)
scheme comes as a new hope for the senior citizens
in India. Any person above 60 years can ask for
RML on the basis of Residential Property. Read
More |
|
|
| |
Tips
to Increase your Home Loan Eligibility |
|
| |
Home loan interest rates have soared to an alarming degree in the past few months. This in turn has certainly affected the loan eligibility for home loans in India. Read
More |
|
|
| |
Home
Loan - Whether to Choose Fixed or Floating? |
|
| |
Interest
rates on home loans have been fluctuating since
the last 6 years. For that reason, a consumer
cannot be sure of any trend to narrow down on
the best loan i.e. Fixed or Floating Rate Home
Loan. Read
More |
|
|
| |
Banks
interest rate blitz to curb home loan defaults |
|
| |
'In
the banking fraternity, the probable nightmare
of the notorious housing loan defaults rearing
its ugly head again in the form of non-performing
assets (NPAs) in their home loan portfolio may
be far-fetched. Read
More |
|
|
| |
Home
Loan Breather as Banks favour lower risk weight |
|
| |
'RBI
has been keen to curb credit growth in the economy
in overheated sectors like real estate. The latest
development in the area of home loans is that
Banks are likely to raise rates by a lower margin
on home loans. Read
More |
|
|
| |
Be watchful of major pitfalls in your Home Loan Agreement |
|
| |
'Look before you Leap' is the strategical rule of thumb while shopping for the home loans and narrowing down on the best. A little ignorance in home loan agreement can bring nasty surprises later. Read More |
|
|
| |
Tips to Choose your Lender |
|
| |
Getting a good deal on your home loan in India is one of the toughest tasks for any hapless consumer.So, what should be an ideal way to choose your lender? Read More |
|
|
| |
What Forces Banks to increase EMI on home loans? |
|
| |
To cover the interest component banks and other financial institutions had increased the equated monthly installment (EMI). Read More |
|
|
| |
Optimism in the Indian home loan market |
|
| |
The strong presence of so many housing companies in the market has induced a healthy competition thereby making the finance seeker go for the best bargain. Read More |
|
|
| |
To or not to opt for Floating rate Home Loans? |
|
| |
Nearly, all banks are bringing a hike in interest rates on home loans and no stability can be seem if past years are taken into account. It was around 14% in March 2000, and started dropping down. Read More |
|
|
| |
Avail fast and easy Home Loans in India |
|
| |
Whether you are buying a home loan or personal loan, the moment you decide to buy, fills you with anxiety. The factor that throws a spanner in the planning while shopping for home loans is the interest rate that is levied on the loan. Read More |
|
|
| |
Does Budget hang on to Expectations of Property Buyers? |
|
| |
Buoyed by the continuous success in property developments, most builders in India found themselves unable to resist the temptation to develop more and more, whether legal or illegal. Read More |
|
|
| |
BASICS OF HOME LOAN ELIGIBILITY |
|
| |
The idea seems fanciful but determining the home loan eligibility has seldom been easy for some. Or one may say that the eligibility criterion is hardly represented in an understandable form. Read More |
|
|
| |
Do You Understand your Credit Policy? |
|
| |
Have you often found yourself baffled with esoteric terms used in your credit policy? These are the words like cash reserve ratio (CRR), reverse repo rates, increased provisioning etc. Not all loan takers are able to understand the impact of such policy measures. Read More |
|
|
| |
Home Loan - Tips you need to consider |
|
| |
With the economy 'shining' and salaries heading northwards, individuals can actually find their dream of a big house in a posh locality come true. Read More |
|
|
| |
Home Loans- The Best Way To Own A Home |
|
| |
In the last decade or so, housing loan scenario in India has changed drastically. It has become a major part of buying houses and people are looking forward to owning their own houses on the base of these home loans provided by almost every bank. Read More |
|
|
| |
Interest Rates for Home Loans in India |
|
| |
There are large number of banks like ICICI, HDFC and SBI to name the few, financial institutions like IDBI and Citigroup that actually giving out home loans. Due to large sources of home loans. Read More |
|
|
| |
Home Loans for NRI |
|
| |
It has been observed that most of the non-resident Indians and persons of Indian origin want to buy a house in India for themselves or for their family. Generally, NRIs have a doubt in their mind as to whether they can invest in a residential house property in India by remitting funds from overseas under the current foreign. Read More |
|
|
| |
Home Loans Force Behind Real Estate Boom |
|
| |
The home loans or housing finance has been a force of significant importance behind the real estate boom in India. Home loans in India have enabled the real estate industry to achieve new heights. Read More |
|
|
| |
Purchase Home with Home Equity Loans |
|
| |
A home equity loan is a loan secured by a person's home. In other words, your home equity is the difference between what you owe on your mortgage and market value. Read More |
|
|
| |
The Home Loan in India |
|
| |
Banks have been cashing in on the virtual property grab which is the new paradigm about the novae riche aspirations. Read More |
|
|
| |
Floating Home Loans never seem to dwindle |
|
| |
A benchmark of a floating loan rises and falls according to the funds of the country. Benchmarks loose their importance in India. Read More |
|
|
