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House Holders Policy
We Cover
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Any loss/damage to Building and its contents
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Jewellery and valuables Domestic appliances, TV, VCR,
Audio Systems, PC etc.
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Baggage while on travel
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Accidental injury causing death/disability.
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Liability to third parties, Who can be Insured?
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Any householder exposed to any of the above contingencies.
Benefits under four (minimum) or more sections can be chosen.P.A
Cover available for insured's spouse and children (Age:
12 to 70)
What is Insured ?
Cover under ten sections with option to choose minimum 4
sections for availing discount in premium. Cover against
contents is compulsory.
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Building and contents: Fire, lightning, Acts
of God, Riot and Strike, impact, explosion of gas in domestic
appliances, overflow of water tanks.
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Burglary, House breaking and Theft.
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Jewellery and Valuables - Any accidental loss/damage Plate
Glass Any accidental loss/damage
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Baggage - While on travel Any accidental loss/damage
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Domestic Appliances Any accidental loss/damage entirely due
to electrical/mechanical breakdown.
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TV, VCR, Audio System
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Fire and allied perils, burglary, housebreaking, theft, electrical
or mechanical breakdown
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Pedal cycle Fire and related perils, riot, strike, malicious
damage, acts of god, housebreaking, burglary, theft, external
accident and also legal liability to "Public" with
a limit of Rs.10,000.
Source: http://www.uiic.co.in/
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