S.No

What is covered by the Policy?

What are the risks covered?

Building

Fire, Lightning, Explosion, Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire, Shock, Subsidence and Landslide (including Rockslide) damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone,) Impact damages,1B Contents Subsidence and Landslide including Rockslide) Bursting and/or overflowing of(Excluding money and valuables) Water tanks, apparatus, and pipes, Missile testing operations, Leakage from automatic sprinkler installations, Bush Fire

2.)

Contents

Burglary, Housebreaking, Accident or misfortune anywhere in India

3.)

Jewellery & Valuables

Burglary, Housebreaking, Accident or misfortune anywhere in India

4.)

Fixed Plate Glass

Accidental breakage

5.)

Domestic appliances

Electrical or mechanical breakdown or accident

6.)

Domestic Electronic equipment

Total loss from electrical or mechanical breakdown or accident

7.)

Cancellation of Vacation

Forfeiture of monies paid to hotels/resorts due to illness, death or loss of homedue to fire & allied perils

8.)

Baggage

Loss or damage while traveling in India

9.)

Personal accident

Loss of life (up to 4 persons) and repatriation of mortal remains

10.)

Pets(if Any.)

Loss of life by accident, surgery or disease

S.No

What is not covered by the Policy?

Loss, destruction or damage, caused by war, invasion, act of foreign enemy, hostilities or war like operations.

2.)

Loss or damage caused by depreciation or wear and tear.

3.)

Loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by Nuclear weapons material, or, ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel, or, by the radioactive, toxic, explosive or hazardous properties of any explosive nuclear assembly or nuclear component thereof.

4.)

Loss, damage, or, destruction caused to the insured property by pollution or contamination.